Fico Scores, weren't we all better off never hearing that term, it has become a nightmare to a lot of us. "Fico Score" is our modern day version of "1984" , terms like Big Brother is Watching Us, We have to answer to The Man etc.
Here is a mini nightmare that turns out to be true that I am going through. This involves a $35 balance that was left in my credit card balance because Wells Fargo gave me the wrong payoff. For 4 months I fought with them on the phone, then I went to the branch for three months and finally the branch gave me a letter that that they would take the 30 day late off. Ok another 6 months go by and credit says branch cant do that and it continues.....
So now I happen to read this article about FICO helping out and seeing if they can get people a better rate on their mortgage..... well I for one still do not get the warm and fuzzies thinking about FICO scores
I am Bob Schmalz a California Licensed Real Estate Broker, I am the founder and owner of West Los Angeles Real Estate Group, handling all Real Estate needs from residential to investments To name a few of the cities we cover in West Los Angeles; Beverly Hills, Santa Monica, Brentwood , Pacific Palisades and Malibu are some of the most popular. Our beliefs are that our clients should have the knowledge they need to make decisions in there Real Estate Goals. In this way our clients helps us make the right decisions for themselves.
FIRST TIME HOMEBUYERS:INTEREST RATES BELOW 4% + LOW DOWN PA
"Dear Bob and Barbara,
I should have sat down and wrote this sooner. I hope your holidays were beautiful and the New Year has started nicely for you.
I wish to thank both of you for helping Carl and I find a beautiful home for our family. We needed to work on a budget yet we wanted something nice. We found it with your patience and support throughout the process.
I loved the way you took time to show us each category and price range. You showed us houses, townhomes, and condos. We were able to see what we could get for our money and what city or area we could get for the price we offered. You have a wonderful "eye" to see the flaws and good points of a place, and we really appreciate that knowledge.
Thank you too for our homecoming gifts, that was a personal touch.
May God bless you and your family always.
Christina & Carl Holkirk