Fico Scores, weren't we all better off never hearing that term, it has become a nightmare to a lot of us. "Fico Score" is our modern day version of "1984" , terms like Big Brother is Watching Us, We have to answer to The Man etc.
Here is a mini nightmare that turns out to be true that I am going through. This involves a $35 balance that was left in my credit card balance because Wells Fargo gave me the wrong payoff. For 4 months I fought with them on the phone, then I went to the branch for three months and finally the branch gave me a letter that that they would take the 30 day late off. Ok another 6 months go by and credit says branch cant do that and it continues.....
So now I happen to read this article about FICO helping out and seeing if they can get people a better rate on their mortgage..... well I for one still do not get the warm and fuzzies thinking about FICO scores
I am Bob Schmalz a California Licensed Real Estate Broker, I am the founder and owner of West Los Angeles Real Estate Group, handling all Real Estate needs from residential to investments To name a few of the cities we cover in West Los Angeles; Beverly Hills, Santa Monica, Brentwood , Pacific Palisades and Malibu are some of the most popular. Our beliefs are that our clients should have the knowledge they need to make decisions in there Real Estate Goals. In this way our clients helps us make the right decisions for themselves.
FIRST TIME HOMEBUYERS:INTEREST RATES BELOW 4% + LOW DOWN PA
My wife and I would like to thank you for the work you did to help us find and buy our first home. We are not the easiest clients to satisfy, being we are both very particular as to the type of home we wanted to purchase.
We really appreciated your kindness, knowledge, and understanding of our wishes in helping us to find the best possible residence. We had dealt with several real estate agents before meeting you, and it was obvious to us that you were one of the few who really knew his stuff. Real estate law can be complicated, and it was reassuring to find someone who not only knows the law, but also knows the ins and outs of the industry.
You were great at understanding our needs and desires, even when it was difficult for us to state verbally the type of residence we were looking to purchase. After viewing several residences, it became apparent to you what we liked in a home and you steered us in the right direction. You helped us every step of the way from showing us the best homes, explaining the industry and the laws, advising us on making an acceptable bid, getting us through the paperwork, and taking care of all the little details.
We will highly recommend you to any of our friends or acquaintances who wish to purchase a home in the future. Thank you once again for your help, and we hope to see you sometime in the future.